Life performance

Life performance

Within Technical Excellence, the overall set of levers put in place pursue the goal of reshaping the our life savings portfolio into a simplified and optimized set of insurance solutions in line with market constraints and regulatory framework (e.g. IMD2).

  • In-force management;
  • Savings guarantee and Unit Linked management;
  • Development of protection business;
  • Product and tariff simplification.

In-force management focuses on extracting additional value with initiatives impacting on policyholder credit rate, sale, portfolio optimization and customer retention.
The protection business has become a high priority, with dedicated projects in selected areas (e.g. Italy and Spain). The start-up Generali Vitality was launched at the end of 2014 in partnership with the South-African company, Discovery, leader in the market of behaviour-linked insurance products. The plan is to provide customers with the Generali Vitality solution starting with the German, French and Austrian insurance markets.

Health: Generali Vitality

Health: Generali Vitality